Should I Invest or Pay Off My Debt First?
We’ll explore the pros and cons of investing versus paying off debt, give you some key questions to ask yourself, and explore strategies for doing both at the same time.
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We’re frank about finances, and here to simplify investing and money management for everyone.
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How to Avoid Bad Debt: A Guide to Financial Freedom
Debt can be a double-edged sword: when managed wisely, it can be a valuable tool that helps you achieve your goals. When not handled with care, it can turn into a financial nightmare.
Market Update: Understand your Satrix Top 40 Performance
The third quarter of 2023 was not the greatest for the top 40 companies on the JSE as 23 of the top 40 companies were in the red. This was due to elevated interest rates, rail issues and continuous load shedding, resulting in a decrease in performance across most sectors.
Connie's 5-Step Process for Conquering a R1-Million Debt Mountain
Five years ago, Connie found herself a R1-million in debt and working three jobs just to keep her family fed and a roof over their heads and even then, just barely. “That time was very tough. Apart from my three small children, I was also taking care of my mother and her household,” she recalls.
Types of Funding for Higher Education
You may be a future scholar, aspiring academic or even hopeful professional, but finding affordable quality higher education to match your aspirations is not a given.
![How to budget for a holiday [+ vacation budget spreadsheet]](/blog/content/images/size/w600/2023/10/How-to-budget-for-a-holiday--1-.png)
How to budget for a holiday [+ vacation budget spreadsheet]
I’ve worked together with friend of Franc Aron Samuels, who is a financial coach, speaker and founder of The Wealth Coach, to pull together a step-by-step guide to how to budget for a holiday, plus a few holiday spending tips and a handy holiday budget template.
How To Build an Investment Portfolio Around Your Goals
An investment portfolio shouldn’t be complicated or overwhelm you. Yet it’s perhaps the most important financial aspect of life that is often overlooked.
Best Investments in South Africa for Beginners
At Franc we emphasise over and over again that saving is not enough – you must invest your savings. But there are so many different ways to invest your money. Here, in our opinion, are the best types of investments in South Africa.
How to Financially Prepare for Your Child's Future
Whether you’re expecting or already have children, it pays (literally!) to be financially prepared for their future. We talk about financial planning for your baby’s future, from pregnancy and beyond.
