Get personalised guidance from the start
Answer a few simple questions and get an investment or savings strategy tailored to your goals - so you can start saving or investing straight away with total clarity.
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Franc Wealth Index Report 2026
Introducing one of South Africa's largest financial wellbeing surveys ever conducted, learning from almost 4,000 people about the habits that drive wealth.
Read the reportWhy Franc
How Franc helps you build wealth, step by step
Build better habits, see real progress
Stay consistent with smart tools like reminders, locked goals and investing streaks, designed to help you build wealth habits and stay on track.
Simple, transparent and trusted
We're FSCA-registered, fully transparent and designed to put your interests first. No jargon, no hidden fees, just simple, trusted investing and saving.
INVEST IN TOP HANDPICKED FUNDS FROM
Real People. Real Money Wins.
Join thousands building wealth with Franc
Compared to other apps, it has been so easy to invest for goals that are important to me. The motivation and challenges along the way are also helpful. I wish that I had found it sooner.
Keryn Rabe
The Franc app makes investing simple by giving me the right investments for my risk appetite and financial goals. I can see how my investments are doing instantly when I'm on the go and at a time that suits me.
Steve Holdsworth
As an adult who is reframing and building a healthy relationship with money I have found the Franc app to be so helpful in encouraging me to set those financial goals and stick to them.
Tshegetso Moepi
Franc is the most convenient and safe investment platform. The withdrawal process is smooth and the money will be in the account exactly on the date stated. If I experience any technical difficulties, the team is quick to respond. My money is safe with Franc, no anxiety whatsoever. I just regret not joining the Franc family sooner.
Thembiz
I have used Franc for almost four years and have been super impressed by my ability to save mostly thanks to this app and the information they share.
Steffi
Regulated by the FSCA
Franc is an authorised Financial Services Provider (No. 49998), regulated by the Financial Services Conduct Authority (FSCA).
Protected by law
Your investments are held with licensed providers in your name and governed by the Collective Investment Schemes Control Act.
Bank-level security
We are a registered with the Financial Intelligence Center (FIC) and use advanced technology to keep your money and personal information safe.
YOUR WEALTH TOOLKIT
Explore Franc saving and investing products
Savings Account
A flexible savings tool with high interest and no lock-in period.
Investment Goals
Set a goal, get a strategy - and invest with purpose.
Tax-Free Savings Account
Grow your money tax-free with a long-term investment strategy.
Child Account
Save and invest for your child's future with flexible goals and family support.
Savings Account
A flexible savings tool with high interest and no lock-in period.
Investment Goals
Set a goal, get a strategy - and invest with purpose.
Tax-Free Savings Account
Grow your money tax-free with a long-term investment strategy.
Child Account
Save and invest for your child's future with flexible goals and family support.
CALCULATE YOUR RETURNS
See what's possible with your money
Use our calculator to explore how saving or investing regularly can grow your money over time.
R 50
1 year
Learn as you grow
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Frequently asked questions
Frequently asked questions
- Franc is a South African investment app and digital wealth coach that helps individuals start investing in regulated funds and build good money habits. After signing up, you choose an investment option aligned to your goals, add money via EFT or in-app payment, and track your growth inside the app. Franc simplifies investing by recommending curated options instead of hundreds of complex choices.
