What is Debt Counselling?
If you find yourself in a debt trap, and need help finding your way out, debt counselling might be a consideration for you. We explain what the debt counselling process is, advantages and disadvantages, and the costs.
Money Tips
Tips and tricks about all things money related.
134 posts
![How to budget for a holiday [+ vacation budget spreadsheet]](/blog/content/images/size/w600/2023/10/How-to-budget-for-a-holiday--1-.png)
Should You Buy-Now-Pay-Later for Black Friday?
Buy-now-pay-later (or BNPL) platforms have sprung up all over the place in the last few years. In this blog, we’ll explain how this payment arrangement works, what its benefits are, and what drawbacks it can have.
Should I Invest or Pay Off My Debt First?
We’ll explore the pros and cons of investing versus paying off debt, give you some key questions to ask yourself, and explore strategies for doing both at the same time.
How to Avoid Bad Debt: A Guide to Financial Freedom
Debt can be a double-edged sword: when managed wisely, it can be a valuable tool that helps you achieve your goals. When not handled with care, it can turn into a financial nightmare.
Connie's 5-Step Process for Conquering a R1-Million Debt Mountain
Five years ago, Connie found herself a R1-million in debt and working three jobs just to keep her family fed and a roof over their heads and even then, just barely. “That time was very tough. Apart from my three small children, I was also taking care of my mother and her household,” she recalls.
Types of Funding for Higher Education
You may be a future scholar, aspiring academic or even hopeful professional, but finding affordable quality higher education to match your aspirations is not a given.
How to budget for a holiday [+ vacation budget spreadsheet]
I’ve worked together with friend of Franc Aron Samuels, who is a financial coach, speaker and founder of The Wealth Coach, to pull together a step-by-step guide to how to budget for a holiday, plus a few holiday spending tips and a handy holiday budget template.
How To Build an Investment Portfolio Around Your Goals
An investment portfolio shouldn’t be complicated or overwhelm you. Yet it’s perhaps the most important financial aspect of life that is often overlooked.
How To Invest Your Money Short Term
The line between short-term investments and long-term investments can be a bit blurry at times. When customers sign up on the Franc app, we ask you what you’re investing towards and if you have a specific time frame for their investment.