Should I Invest or Pay Off My Debt First?
We’ll explore the pros and cons of investing versus paying off debt, give you some key questions to ask yourself, and explore strategies for doing both at the same time.
Money Tips
Tips and tricks about all things money related.
132 posts
![How to budget for a holiday [+ vacation budget spreadsheet]](/blog/content/images/size/w600/2023/10/How-to-budget-for-a-holiday--1-.png)
![What's the Level of Financial Literacy in South Africa? [+ financial literacy quiz]](/blog/content/images/size/w600/2023/09/financial-literacy.png)
How to Avoid Bad Debt: A Guide to Financial Freedom
Debt can be a double-edged sword: when managed wisely, it can be a valuable tool that helps you achieve your goals. When not handled with care, it can turn into a financial nightmare.
Connie's 5-Step Process for Conquering a R1-Million Debt Mountain
Five years ago, Connie found herself a R1-million in debt and working three jobs just to keep her family fed and a roof over their heads and even then, just barely. “That time was very tough. Apart from my three small children, I was also taking care of my mother and her household,” she recalls.
Types of Funding for Higher Education
You may be a future scholar, aspiring academic or even hopeful professional, but finding affordable quality higher education to match your aspirations is not a given.
How to budget for a holiday [+ vacation budget spreadsheet]
I’ve worked together with friend of Franc Aron Samuels, who is a financial coach, speaker and founder of The Wealth Coach, to pull together a step-by-step guide to how to budget for a holiday, plus a few holiday spending tips and a handy holiday budget template.
How To Build an Investment Portfolio Around Your Goals
An investment portfolio shouldn’t be complicated or overwhelm you. Yet it’s perhaps the most important financial aspect of life that is often overlooked.
How To Invest Your Money Short Term
The line between short-term investments and long-term investments can be a bit blurry at times. When customers sign up on the Franc app, we ask you what you’re investing towards and if you have a specific time frame for their investment.
What's the Level of Financial Literacy in South Africa? [+ financial literacy quiz]
Although the latter found that 42% of South African adults were financially literate (placing us 3rd in Africa and 39th overall out of 137 countries), the SASAS study revealed a declining trend in the percentage of questions answered correctly (scores improved in only one of five categories).
Market Update | The Satrix Top 40 ETF Left In The Dark
August was not the brightest month for the Top 40 companies as only 12 companies were in the green, while the rest remained in the dark and experienced a decrease in share price compared to last month.