Why & How to Set Financial Goals
Setting goals for your money not only helps you achieve your life’s dreams, it gives purpose and direction for your savings. Here’s how to set them so that they stick, and what to avoid.
Tips and tricks about all things money related.
Setting goals for your money not only helps you achieve your life’s dreams, it gives purpose and direction for your savings. Here’s how to set them so that they stick, and what to avoid.
The practice of lobola symbolises the union between two families, but also carries a significant financial commitment. We look at the cost of lobola, and get some tips from recent lobola payers to budget for it.
While the investment fee percentages often seem small, they can have a big impact on your investment growth over time. In this blog post, we unpack what they mean and where they apply.
If you’re one of the lucky people that qualifies for a 13th cheque or bonus this time of the year, you’re likely itching to spend it on treats and activities. But we're making a case for investing in the future you, too. Find out how you can have the best of both.
If you find yourself in a debt trap, and need help finding your way out, debt counselling might be a consideration for you. We explain what the debt counselling process is, advantages and disadvantages, and the costs.
Buy-now-pay-later (or BNPL) platforms have sprung up all over the place in the last few years. In this blog, we’ll explain how this payment arrangement works, what its benefits are, and what drawbacks it can have.
We’ll explore the pros and cons of investing versus paying off debt, give you some key questions to ask yourself, and explore strategies for doing both at the same time.
Debt can be a double-edged sword: when managed wisely, it can be a valuable tool that helps you achieve your goals. When not handled with care, it can turn into a financial nightmare.
Five years ago, Connie found herself a R1-million in debt and working three jobs just to keep her family fed and a roof over their heads and even then, just barely. “That time was very tough. Apart from my three small children, I was also taking care of my mother and her household,” she recalls.