What is investment portfolio diversification?
Many people in the investment world often say that it is essential to have a “diversified investment portfolio”. But what exactly does that mean and why is it important?
Sebastian Patel
Sebastian is an investment actuary with almost 20 years of financial services experience. Outside of Franc he likes sports, traveling and trying out new wines (as long as they're Shiraz!).
41 posts
![Planning for Your Retirement Should Start Now [+ downloadable calculator]](/blog/content/images/size/w600/2024/02/Man-and-woman-planning-their-retirement.png)
How To Invest Your Money Short Term
The line between short-term investments and long-term investments can be a bit blurry at times. When customers sign up on the Franc app, we ask you what you’re investing towards and if you have a specific time frame for their investment.
Your Guide to Tax-Free Savings Accounts
Tax-Free Savings Accounts (TFSAs) were introduced with the aim of encouraging South Africans to invest and benefit from a tax break. There are a wide range of potential TFSAs to choose from – some good and some very bad. Let's look at them.
Planning for Your Retirement Should Start Now [+ downloadable calculator]
Going into retirement may seem like a faraway concept for many of us. But it's something many more of us should start thinking about right now.
What You Can Learn From the 2023 Budget Speech
The contents of the budget speech affect the entire country, not just a select few. We've broken down some key notes for the everyday South African.
Let's Change Our Heritage
Heritage Day celebrates the cultural wealth of our nation. But there are things we need to fix.
Money Management In The Gig Economy
Over the past few years, many people have made the transition from normal 9-5 jobs to working in the gig economy. So here's a breakdown on managing money in these roles.
5 Investment Mythbusters
Growing up, many of us have perceptions about investing that we (hopefully!) figure out later are not correct. Here are 5 myths from the past that aren't true today.
Income vs Capital Growth
Income earned and realised capital gains (when you sell something for more than you paid) have different tax consequences. This is one of the considerations to make when investing.