Saving vs. Investing
Saving and investing – same-same, right? Not quite. We unpack the critical differences between saving and investing, and when you should be putting your money into your savings pot versus investing it.
Cassidy Nydahl
Cassidy leads the Growth Team at Franc. When she's not thinking strategy, she's trying out new recipes, writing, and planning her next travel adventure.
30 posts
![How to Make a Budget Plan in 3 Steps [+budget sheet template]](/blog/content/images/size/w600/2024/02/Budgeting-and-counting-out-money.png)
![6 Savings Challenges to Actually Stick To [+ downloadable savings plans]](/blog/content/images/size/w600/2024/01/6-Savings-Challenge-Templates-to-Download-1.png)
![Planning Your Wedding Budget & Checklist [+ wedding budget template]](/blog/content/images/size/w600/2024/01/The-happy-couple-on-their-wedding-day.png)
How to Make a Deposit Into Your Franc Account
This is a question we get quite a lot! If you've set up your investment goal and you're ready to start investing, follow this guide to make your first deposit.
How to Make a Budget Plan in 3 Steps [+budget sheet template]
A well-planned and managed budget is the secret to achieving your big financial goals. We break down the process of creating your own personal budget step-by-step, with a free downloadable personal budget template.
Should I Buy a Home or Rent?
There's no easy answer to this question, and the 'right' answer is often different for different people. Get the pros and cons of both options, and the 3 questions to ask yourself before making the decision.
6 Savings Challenges to Actually Stick To [+ downloadable savings plans]
Struggling to stick to your savings habit? Then you might need a savings challenge: a savings plan that makes the savings process more of a game. We explain how this fun approach helps you save more and build a good habit.
Planning Your Wedding Budget & Checklist [+ wedding budget template]
Budgeting for your wedding should be as happy and seamless as the big day itself. We chat to Talya Plaatjies about her wedding budget and checklist, her tips for keeping costs down, and share her wedding budget template.
6 Ways to Earn Extra Income in South Africa
Extra income can make a real difference in making ends meet and in realising your goals. Here are 6 ways to diversify your income streams.
Why & How to Set Financial Goals
Setting goals for your money not only helps you achieve your life’s dreams, it gives purpose and direction for your savings. Here’s how to set them so that they stick, and what to avoid.
The 6 Best Books About Money and Investing
Take a page out of Warren Buffett's book and read your way to better money management, savvier investing, and overall financial know-how. The Franc team recommends 6 books to get started.